When mentioning your skills, expertise, knowledge and other relevant facts, you are selling yourself to a potential employer. As part of this sell, you must demonstrate why they should "buy" your product - in this case you.
If you have worked in a specific field or worked on projects, you can base your current skills on your past. You must give supporting evidence of why you are experienced in a given area.
You can include milestones, education, on-hands experience, apprenticeships and/or internships (just to name a few) to give you credibility. Without these basis', potential employers cannot match the relevant points to any past experience.
Imagine mentioning you are an expert in the field of finance. Sure you have a business or financial background, but what makes you an expert? Sure your previous job was in finance, but does that qualify you as an expert? You need to give yourself credibility by showing your past success and back- up the statements you make.
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